Export Services India

What Are the Best Platforms for Collecting Global Revenue for Indian SaaS Companies in 2026?

Author:: Manoj Sharma
Verified by:: Editorial team
Published:: 30 Sept 2026
Last modified:: 30 Sept 2026

Short answer

Ranked by the INR received on a $10,000 invoice, the best platforms for collecting global revenue for Indian SaaS companies in 2026 are: 1. Razorpay, 2. Stripe, 3. PayPal. Also covered, without full published pricing: PayU, Cashfree Payments, Dodo Payments.

Top picks
Platform	Best for	INR on $10,000
Razorpay	Indian businesses and freelancers on Razorpay invoicing foreign clients	₹9,35,812
Stripe	Registered Indian businesses selling online to card-paying foreign customers	₹8,76,587
PayPal	Card and PayPal-wallet payments from overseas PayPal buyers	₹8,70,626
PayU	Indian businesses taking international card payments online	Up to ₹9,13,463 (estimate)
Cashfree Payments	Registered Indian businesses wanting card checkout and bank transfer collection	Price on request; Cashfree's 2023 range was 1% to 1.5%

What are the best platforms for collecting global revenue for Indian SaaS companies?

Ranked by the INR that reaches an Indian bank on a $10,000 invoice, the best platforms for collecting global revenue for Indian SaaS companies are 1. Razorpay, 2. Stripe, 3. PayPal. Also covered, without full published pricing: PayU, Cashfree Payments, Dodo Payments. The list covers platforms that accept recurring or online international payments for Indian businesses, including a merchant of record.

A low headline fee does not always mean the most money received, because the FX markup on conversion is often the larger cost.

Which platforms for collecting global revenue rank highest for Indian SaaS companies?

Razorpay: ₹9,35,812 on $10,000 (1.18% cost). 1% per bank transfer (flat INR 1,000 below INR 1,00,000), plus GST; FlashLinks (US) ACH debit 2%; international cards and wallets up to 3% plus taxes.
Stripe: ₹8,76,587 on $10,000 (7.43% cost). 4.3% per international card payment with USD or other currency presentment, 3% for Visa and Mastercard cards issued outside India, 3.5% for American Express cards issued outside India, each plus 2% if currency conversion is required.
PayPal: ₹8,70,626 on $10,000 (8.06% cost). 4.40% + USD 0.30 per international commercial payment received (fixed fee varies by currency, e.g. EUR 0.35, GBP 0.20).
PayU: Full pricing not published. 3% for international transactions on the standard plan, plus 18% GST; custom pricing for higher-volume or enterprise businesses based on payment mode, industry type, risk profile, transaction volume, value-added features and processing requirements.
Cashfree Payments: Full pricing not published. Global Collections: current price on request (a 1 August 2023 Cashfree blog gave 1% to 1.5% by volume for local rails); international cards 2.99% (Visa, Mastercard) or 2.95% (American Express) plus GST, as of 10 August 2026.
Dodo Payments: Full pricing not published. 4% + 40c per card or wallet sale, +1.5% for cards and APMs outside the US, +0.5% for subscriptions, +3% for BNPL or PayPal, all calculated on the total including sales tax; ACH and SEPA direct debit 1.5% (capped $15 or EUR 15); India INR cards and UPI 4% + 15c (+international payment fees); payout fee $5 below $1,000, $25 for USD SWIFT payouts to non-US businesses.

How do the best platforms for collecting global revenue compare?

Best platforms for collecting global revenue compared
Platform	Fee model	FX markup	Best for	INR on $10,000
Razorpay	1% per bank transfer (Rs 1,000 flat below Rs 1,00,000) + GST	States 0% markup on MoneySaver at live rate	Indian businesses and freelancers on Razorpay invoicing foreign clients	₹9,35,812
Stripe	4.3% intl cards; 3% Visa/Mastercard, 3.5% Amex; + 2% if converted	2% if converted; Stripe says rate is generally mid-market	Registered Indian businesses selling online to card-paying foreign customers	₹8,76,587
PayPal	4.40% + USD 0.30 per international payment; fixed fee varies	3.0% above PayPal's base rate on conversion	Card and PayPal-wallet payments from overseas PayPal buyers	₹8,70,626
PayU	3% international + 18% GST; custom pricing for higher volume	Not confirmed; inter-bank rate, no margin published	Indian businesses taking international card payments online	Up to ₹9,13,463 (estimate)
Cashfree Payments	Collections on request (2023: 1% to 1.5%); cards 2.99% + GST	Collections states no forex markup; card FX charge unpublished	Registered Indian businesses wanting card checkout and bank transfer collection	Price on request; Cashfree's 2023 range was 1% to 1.5%
Dodo Payments	4% + 40c + other fees; payout $5 below $1,000, $25 SWIFT	No INR conversion; Indian bank converts USD at its rate	Indian founders selling SaaS and digital products worldwide	Merchant of record: USD payout, your Indian bank sets the INR rate

INR figures use the XE mid-market rate for 3 Nov 2026 and fees checked on 30 Sept 2026, with 18% GST on fees where charged.

How do fees change with invoice size?

Flat fees cost a larger share of small invoices, while percentage fees grow with the invoice. The table shows each platform at $2,000, $5,000, $10,000.

INR received by invoice size
Platform and invoice	Fee	FX markup	GST	INR received	Cost	Best for
Razorpay, $2,000	₹1,894	₹0	₹341	₹1,87,162	1.18%	Indian businesses and freelancers on Razorpay invoicing foreign clients
Razorpay, $5,000	₹4,735	₹0	₹852	₹4,67,906	1.18%	Indian businesses and freelancers on Razorpay invoicing foreign clients
Razorpay, $10,000	₹9,470	₹0	₹1,705	₹9,35,812	1.18%	Indian businesses and freelancers on Razorpay invoicing foreign clients
Stripe, $2,000	₹11,932	₹0	₹2,148	₹1,75,317	7.43%	Registered Indian businesses selling online to card-paying foreign customers
Stripe, $5,000	₹29,830	₹0	₹5,369	₹4,38,294	7.43%	Registered Indian businesses selling online to card-paying foreign customers
Stripe, $10,000	₹59,660	₹0	₹10,739	₹8,76,587	7.43%	Registered Indian businesses selling online to card-paying foreign customers
PayPal, $2,000	₹8,362	₹5,431	₹1,505	₹1,74,099	8.08%	Card and PayPal-wallet payments from overseas PayPal buyers
PayPal, $5,000	₹20,862	₹13,579	₹3,755	₹4,35,297	8.07%	Card and PayPal-wallet payments from overseas PayPal buyers
PayPal, $10,000	₹41,696	₹27,159	₹7,505	₹8,70,626	8.06%	Card and PayPal-wallet payments from overseas PayPal buyers

What does each of the best platforms for collecting global revenue offer?

1.Is Razorpay a good choice for Indian SaaS companies?

Best for: Indian businesses and freelancers already using Razorpay who invoice foreign clients

Razorpay is an Indian payment gateway that also offers the MoneySaver Export Account (International Bank Transfer). Indian exporters and freelancers get virtual local bank details in the US, UK, Europe and other regions plus a SWIFT account, share them with foreign clients, and receive INR in their Indian bank account. Settlement needs an invoice and buyer address details for each transaction, except for some marketplace and freelancing platform payouts.

Key features

Virtual local accounts for USD (ACH), GBP (FPS) and EUR (SEPA), plus a SWIFT account
INR settlement to an Indian current account, with non-INR settlement to an EEFC account supported
FIRS / e-FIRC generated within 24 hours of settlement
Connects to Amazon, Upwork, Deel, Toptal, Freelancer and Fiverr payouts

Pros

FX: 0% markup on bank transfers, as stated on the pricing page
Speed: T+1 settlement for local bank transfers once invoice details are shared
Compliance: FIRS sent within 24 hours of settlement
Regulation: listed by RBI as an authorised PA-CB for inward and outward transactions

Cons

Small payments: flat INR 1,000 fee on transactions below INR 1,00,000, which is more than 1% on smaller invoices
Paperwork: an invoice and buyer address are required for every transaction before settlement (except some marketplace payouts)
No holding: funds cannot be kept in the foreign currency accounts
Eligibility: limited to listed export purpose codes and excludes certain merchant categories and NGOs

Verdict: pays ₹9,35,812 on a $10,000 invoice; a weaker fit for freelancers who receive frequent small invoices well under INR 1,00,000, or who want to hold foreign currency.

2.Is Stripe a good choice for Indian SaaS companies?

Best for: Registered Indian businesses selling online to foreign customers who pay by card

Stripe is a global online payments platform. In India it is available by invite only, and registered Indian businesses can use it to accept international card payments declared as exports, with funds paid out in INR to an Indian bank account. Its India help pages list cards, Apple Pay and Google Pay for international payments and do not describe receiving bank transfers from foreign clients.

Key features

Accept international Visa, Mastercard, Amex, Apple Pay and Google Pay payments
Present prices in 135+ currencies on Visa and Mastercard
Billing and invoicing for recurring international payments
Daily automatic INR payouts with international payouts labelled separately

Pros

Checkout and API: Developer tools for websites, subscriptions and invoices
Currency presentment: Customers can pay in their local currency on Visa and Mastercard
Export documentation: Purpose code captured at onboarding and payment advice emailed for export payouts
No fixed fees: No setup or monthly fees on standard pricing

Cons

Invite only: Indian businesses cannot sign up on the website and must request an invite
No individuals: International payments are not supported for individuals; a sole proprietorship, LLP or company is required
Cards and wallets only: Bank transfers (ACH, SEPA, SWIFT) from foreign clients are not listed as a supported method for India accounts
Cost: 4.3% on foreign currency card payments plus 2% if currency conversion is required, with 18% GST on fees (7.434% in total), except that GST is not charged on processing fees for single card transactions up to INR 2,000

Verdict: pays ₹8,76,587 on a $10,000 invoice; a weaker fit for unregistered freelancers, or businesses whose foreign clients pay by bank transfer.

3.Is PayPal a good choice for Indian SaaS companies?

Best for: Receiving card and PayPal-wallet payments from overseas buyers who already use PayPal

PayPal is a global digital wallet and checkout provider. In India it operates through PayPal Payments Private Limited, which offers Export Payment Services that let India-resident individuals and businesses receive payments from buyers outside India for the export of goods and services. Received funds are converted and credited to the user's linked Indian bank account through an authorised dealer bank.

Key features

PayPal checkout, invoicing and payment links for overseas buyers
Buyers can pay with a PayPal account or through PayPal guest checkout
Weekly Digital FIRA download from the business account
PayPal Seller Protection for eligible transactions

Pros

Buyer reach: PayPal states access to up to 400 million active accounts globally
Free FIRA: Weekly Digital FIRA is free to download since Feb 2026
Regulatory status: listed by RBI with in-principle PA-CB authorisation
Card acceptance: the user agreement covers payments made through PayPal guest checkout and card chargebacks, so buyers need not hold a PayPal balance

Cons

Cost: 4.40% + fixed fee plus a 3.0% conversion markup is high for large invoices
Transaction cap: export payments above USD 10,000 per transaction are a restricted activity under the India user agreement
Disputes: dispute fees of USD 8 (standard) or USD 16 (high volume) can apply, and fees are not returned on refunds
Holds: PayPal may hold funds for up to 180 days in risk or policy cases

Verdict: pays ₹8,70,626 on a $10,000 invoice; a weaker fit for exporters with invoices above USD 10,000 or those wanting low-cost bank transfers from clients.

4.Is PayU a good choice for Indian SaaS companies?

Best for: Indian businesses taking international card payments on a website or checkout

PayU is an Indian payment gateway that lets merchants accept online payments through cards, UPI, net banking and wallets. For overseas customers, it accepts international credit and debit cards and PayPal at checkout, converts the amount to INR and settles to the merchant's Indian bank account. It is a checkout tool. It does not give users foreign bank account details for receiving bank transfers.

Key features

International card acceptance (Visa, Mastercard, American Express) and PayPal at checkout
Payments accepted in over 135 currencies, settled in INR
Standard T+2 settlement, with same-day or priority settlement for some business categories
3DS 2.0 and real-time fraud detection

Pros

Published base rate: the standard plan lists 3% for international transactions, plus 18% GST
No fixed costs: no setup, onboarding or annual fees on the standard plan
Fast settlement: T+2 business days to an Indian bank account
One checkout: domestic and international payments run through the same gateway

Cons

FX markup not published: PayU's terms name an inter-bank rate set by banks or card associations but do not state its margin over mid-market
No bank transfer receiving: there are no local USD, GBP or EUR account details for clients who pay by wire or ACH
Pricing on request and approval needed: the international payments page sends merchants to an account manager for detailed rates, and PayU's international card terms say the service is provided at PayU's discretion, subject to extra due diligence by PayU and its acquiring and nodal banks
FIRA not documented: PayU's public pages say nothing about FIRA or FIRC for international receipts

Verdict: full pricing not published; a weaker fit for freelancers whose clients pay by bank transfer, or users who need a published FX rate and FIRA.

5.Is Cashfree Payments a good choice for Indian SaaS companies?

Best for: Registered Indian businesses that want card checkout and foreign bank transfer collection in one gateway

Cashfree Payments is an Indian payment gateway run by Cashfree Payments India Private Limited. For money from abroad it offers an International Payment Gateway for foreign cards and PayPal, and Global Collections, which gives local and SWIFT account details abroad and settles the funds in INR to an Indian bank account. Both are aimed at registered Indian businesses rather than unregistered individuals.

Key features

Global Collections accounts with local details for ACH (US), SEPA (Europe), EFT (Canada), FPS (UK) and SWIFT
International card acceptance in 140+ currencies, with Pay Native dynamic currency conversion
Automatic conversion of foreign receipts to INR and settlement to an Indian bank account
e-FIRS issued through Cashfree's AD-1 bank partner

Pros

Regulatory status: listed by the RBI as an authorised PA-CB for inward and outward transactions
Published card rate: international card pricing of 2.99% (Visa, Mastercard) is stated in the help centre
Collection rails: local account details in the US, Europe, UK and Canada plus SWIFT
One account: domestic and international collections are managed from the same Cashfree dashboard

Cons

Pricing: current Global Collections fees are not published (request price), and the card FX conversion charge is not published
Eligibility: docs say you must be a registered business in India to accept international payments
Invoice cap: Global Collections is described for invoices of up to USD 10,000
Paperwork: the FAQs say e-FIRS is requested through a support form or the account manager, while the product page describes it as auto-generated

Verdict: full pricing not published; a weaker fit for unregistered individual freelancers who want published, fixed pricing for bank transfers.

6.Is Dodo Payments a good choice for Indian SaaS companies?

Best for: Indian founders selling SaaS, AI tools, templates and other digital products to buyers worldwide

Dodo Payments is a merchant of record platform: it acts as the legal seller of a merchant's digital product, collects payment from the end customer, and handles sales tax, VAT and GST, billing and invoicing; merchants get dispute tools but chargeback liability stays with the merchant. Indian creators and businesses list their product, Dodo sells it to customers abroad, and the net revenue after tax and fees is paid out from a USD, GBP or EUR balance to the merchant's linked bank account. It does not provide local account details for receiving client bank transfers or invoice payments for services.

Key features

Merchant of record: Dodo is the legal seller and handles customer-side sales tax, VAT and GST filing
Hosted checkout with cards, wallets, UPI, RuPay, BNPL, ACH and SEPA direct debit
Subscriptions, add-ons and usage-based billing
Automatic invoice generation for every transaction

Pros

Tax handling: Dodo states it calculates, collects and files sales tax, VAT and GST for sales it processes
Individual sign-up: creators and sole proprietors can register as individuals with PAN-based KYC
No fixed costs: no monthly fee on the standard plan, per the pricing page
Payout frequency: bi-monthly by default, weekly on request for higher volumes, with a threshold adjustable down to $50

Cons

Digital products only: the merchant acceptance policy targets SaaS, AI products, digital goods, templates, plugins and apps, not client services or invoices
Per-sale fee: 4% + 40c plus 1.5% for international cards is charged on each sale, calculated on the total including sales tax
No INR payouts: the INR payout wallet was discontinued, so payouts are sent in USD, GBP or EUR and converted by the receiving bank
Payout fees: $5 on payouts under $1,000 and $25 on USD SWIFT payouts to non-US businesses (whether both apply to a small SWIFT payout is not stated), plus any receiving and intermediary bank charges

Verdict: full pricing not published; a weaker fit for freelancers and agencies paid by bank transfer for client services or invoices.

How did we evaluate these platforms?

Landed cost: The INR that reaches an Indian bank after the fee, FX markup and GST on the fee, at the XE mid-market rate. This decides the order.
Compliance fit: Whether the platform issues FIRA or FIRC for each payment, as it states on its own website.
Reliability: Settlement time to India as the platform states it.
Transparency: Whether full pricing for Indian users is published. Platforms without it are listed after the ranked ones.

The full method is on the methodology page.

What compliance do Indian SaaS companies need to handle?

FIRA or FIRC: Proof that export money arrived through banking channels, used for GST refunds and income tax records. See what a FIRA is.
e-BRC: DGFT's electronic realisation certificate, generated from bank data and used for export benefits. See FIRC vs FIRA vs e-BRC.
RBI PA-CB: RBI authorises payment aggregators for cross-border payments. Check RBI's published list before relying on a platform's claim.
Realisation period: Export proceeds must be realised within the period RBI sets. See the export realisation period.

How did we verify this?

Fees, FIRA terms and RBI status were checked on each platform's own pages on 30 Sept 2026. INR figures use the XE mid-market rate for 3 Nov 2026.

Razorpay MoneySaver Export Account (International Bank Transfers) pricing, Standard Plan: 0% FX markup, 1% fee, FlashLinks 2%, GST applicable, flat fee of INR 1,000 on transactions below INR 1,00,000, setup and AMC INR 0 (checked 6 Oct 2026)
Razorpay pricing, International cards and wallets up to 3% plus taxes; MoneySaver bank transfers (SWIFT, ACH, SEPA, FPS) 1% with zero forex markup; 'RBI PA-CB licensed'; 18% GST listed for the payment gateway service (checked 6 Oct 2026)
Razorpay Docs: International Bank Transfer (MoneySaver Export Account), Supported methods and SWIFT currency list, purpose codes, onboarding KYC, invoices not required for Amazon, Upwork and Freelancer transactions, FAQs on T+1 settlement, EEFC settlement, FIRS within 24 hours, no holding of funds, no refunds, 'Free FIRC' in savings example (checked 6 Oct 2026)
Razorpay Docs: FIRS Automated Process (checked 6 Oct 2026)
Razorpay Docs: International Payments FAQs, NGOs not supported for international payments (checked 6 Oct 2026)
RBI: Certificates of Authorisation under the PSS Act, 2007, Payment Aggregators, entry 10: Cashfree Payments India Private Limited, PA-CB- I & O (checked 6 Oct 2026)
Stripe India pricing, International cards with USD/other currency presentment 4.3% + 2% if currency conversion is required; Mastercard and Visa cards issued outside India 3% + 2%; American Express outside India 3.5% + 2%; dispute received INR 1,000.00 (checked 7 Oct 2026)
Accept international payments from India (Stripe docs), Stripe is available by invite only in India; the Stripe account must be a registered Indian business (sole proprietorship, limited liability partnership, or company) and can't be an individual; Stripe pays out to you in INR (checked 7 Oct 2026)
Additional pricing information for Indian cross-border sellers, Mainly international: 4.3% per successful charge; currency conversion additional 2% if required (checked 7 Oct 2026)
How can I open a Stripe account in India (checked 6 Oct 2026)
Supported payment methods, currencies and businesses for Stripe accounts in India (checked 6 Oct 2026)
FIRC for international transactions in India (checked 6 Oct 2026)
Payout schedule for Stripe accounts in India (checked 6 Oct 2026)
Payout currency for Stripe accounts in India (checked 6 Oct 2026)
GST and TDS on Stripe invoices for India-based accounts (checked 6 Oct 2026)
Export transaction limits for Stripe accounts in India (checked 6 Oct 2026)
RBI regulations: context and FAQs (checked 6 Oct 2026)
Localise prices: exchange rate (Stripe docs), When Stripe provides currency conversion services for transactions, we generally apply the mid-market rate based on pricing data sourced from third-party service providers. Mid-market rate is the average between the buy and the sell price of a currency. In certain circumstances, Stripe might apply the rate at which we source the currency owed to you. (checked 7 Oct 2026)
Taxes on Stripe fees for India-based businesses, either a single 18% tax line item (IGST) or a sum of two 9% tax line items (CGST & SGST). GST is not charged on Stripe processing fees for any single Cards transaction with a value up to INR 2,000. (checked 7 Oct 2026)
Stripe Docs: Supported currencies (India selected), Stripe users in the selected country can process charges in the following list of currencies, with these exceptions: Domestic charges can only be in INR; You can charge American Express cards issued outside of India only in INR and USD (checked 8 Oct 2026)
PayPal India Merchant Fees, Receiving international transactions; Currency Conversions (3.0% converting balance and payments received; 4.00% all other cases); Withdrawals Out of PayPal; Dispute Fees; Other Fees (Last Updated 28 March 2024) (checked 6 Oct 2026)
PayPal India User Agreement, About our main business (Export Payment Services); Opening an Account; Restricted Activities (USD 10,000); Holds (180 days); Dispute Fee (guest checkout); Taxes and Information Reporting (GST) (last updated 13 January 2025) (checked 6 Oct 2026)
PayPal India Foreign Inward Remittance Advise (FIRA) (checked 6 Oct 2026)
PayPal India Know Your Customer (KYC) (checked 6 Oct 2026)
PayPal India Business (checked 6 Oct 2026)
RBI: Status of Applications received under Payment and Settlement Systems Act, 2007 (as on 01.10.2026), Table D: Existing PAs-CB which can operate as Payment Aggregator- Cross Border (checked 6 Oct 2026)
PayU Pricing, 3% for Diners, American Express, EMI, International transactions; 18% GST applicable on all transactions; No set-up fee; standard settlement T+2; custom pricing slabs for higher volumes or enterprise needs, based on payment mode, industry type, risk profile, transaction volume, value-added features and processing requirements; no setup, onboarding or annual fees (checked 7 Oct 2026)
PayU International Payments, 135+ currencies; Visa, Mastercard, American Express and PayPal; INR conversion at transaction-date rate; T+2 business days; specific rates via account manager or care@payu.in; compliance with global standards (checked 7 Oct 2026)
PayU terms for international card processing and multicurrency payments, 1.2(e): the exchange rate used by PayU for all Authorised Currencies will be the inter-bank rate as decided by the respective banks or card associations and as shared by PayU with the Merchant by issuing the merchant payment report on every Business Day; non-Business Day transactions use the rate of the immediately preceding Business Day; 1.2(b): the International Card Processing Payment Mechanism and the Multicurrency Payment Feature shall be provided solely at PayU's discretion, subject to additional due diligence and criteria specified by PayU and/or Acquiring Banks and the Nodal Bank, who may withdraw approval at any time; 1.2(g): PayU may charge Customers a Currency Calculator Fee at a rate specified at the time of payment, upon the Customer consenting (checked 7 Oct 2026)
Cashfree Docs: Global Collections overview (checked 6 Oct 2026)
Cashfree Docs: Collection Accounts (checked 6 Oct 2026)
Cashfree Docs: Global Collections FAQs, invoice value up to USD 10,000; AD-1 partner issues eFIRS on T+1 (checked 7 Oct 2026)
Cashfree Docs: International Payment Gateway overview, T+2 settlement; no setup fees (checked 6 Oct 2026)
Cashfree Docs: Pay in Native Currency (checked 6 Oct 2026)
Cashfree Docs: Supported currencies (checked 6 Oct 2026)
Cashfree Docs: PayPal for International Payments (checked 6 Oct 2026)
Cashfree Help: Pricing FAQs, Accurate as of 10 August 2026: international cards Visa and Mastercard 2.99%, American Express 2.95%, in addition to any applicable GST; foreign exchange conversion charge on non-INR settlement (checked 7 Oct 2026)
Cashfree Help: Account Activation (checked 6 Oct 2026)
Cashfree Help: Settlements (checked 6 Oct 2026)
Cashfree: Payment gateway charges, International Cards platform fee; Global Collections 'Request Price'; cross border payments only for businesses; GST at 18% (festive offer terms) (checked 6 Oct 2026)
Cashfree Global Collections (international wire transfer), No subscription fees; No forex markup; e-FIRA within 1 day, auto-generated at no additional cost; invoice value up to USD 10,000; "no funds are allowed to be retained in such accounts"; credited "immediately on receipt of the confirmation from the importer and, in no case, later than seven days from the date of credit to the NOSTRO collection account" (checked 7 Oct 2026)
Cashfree blog: How to receive international business payments in India (1 August 2023), keeps the transaction costs within the range of 1% to 1.5% based on the volume of transactions (USD, CAD, EUR, AUD, GBP local rails) (checked 7 Oct 2026)
Cashfree blog: GST on international transactions (5 August 2026), payment gateways, and forex providers may charge 18% GST on their service fees (checked 7 Oct 2026)
Dodo Payments Pricing, Domestic (USA) cards and wallets 4% + 40c; International +1.5%; BNPL +3%; PayPal +3%; Domestic (India - INR) 4% + 15c +international payment fees; ACH 1.5% capped at $15, SEPA 1.5% capped at EUR 15, replaces the card fee; bank push transfers priced as standard transactions; Payouts free, fee of $5 if payout <$1000, standard FX applicable on non-USD settlements; USD SWIFT payouts $25; Adaptive Currency 2-4% FX fee charged to customer (checked 7 Oct 2026)
Dodo Payments Docs: Payouts Process, Bi-monthly payout dates 18th and 4th, weekly 11th/18th/25th/4th, monthly 11th; your bank converts the transfer on arrival at its own exchange rate; USD default threshold $100, lowest $50; INR native wallet discontinued; International SWIFT wire: USD SWIFT payout fee, deducted from the payout; Local bank transfer: none; payout fee is $5 for payouts below $1,000 (checked 7 Oct 2026)
Dodo Payments Docs: Balances, Three native wallets: USD, GBP, EUR (checked 7 Oct 2026)
Dodo Payments Docs: FAQ, Q31 GST for Indian merchants; Q35 PAN or GST; Q84 USD, GBP and EUR payout currencies, INR no longer a native payout wallet; Q99 bank and intermediary charges; Q100 payouts usually take 1-2 business days (checked 7 Oct 2026)
Dodo Payments Docs: Account Verification (checked 6 Oct 2026)
Dodo Payments Docs: Merchant of Record Introduction, Transaction fees are calculated on the total amount including tax, using standard pricing (example: 4% of $230, 1.5% international, $0.40 fixed) (checked 7 Oct 2026)
Dodo Payments Docs: Merchant Acceptance Policy (checked 6 Oct 2026)
Dodo Payments Docs: Accepted Countries and Territories (checked 6 Oct 2026)
Dodo Payments Terms of Use, Preamble naming group companies (checked 6 Oct 2026)

Frequently asked questions

What is the best option for indian saas companies right now?

On a $10,000 invoice, Razorpay pays the most among the platforms for collecting global revenue compared, about ₹9,35,812 at today's reference rate. The right choice depends on invoice size and how your clients pay. Check the platform's own pricing page before relying on these figures.

How are these platforms for collecting global revenue ranked?

Each platform's published fee, FX markup and GST on the fee are applied to the XE mid-market rate, and platforms are ordered by the INR that reaches an Indian bank on a $10,000 invoice. No platform is placed by hand.

Which of these platforms for collecting global revenue give a FIRA for every payment?

FIRA terms differ by platform. Each platform's profile on this page shows what it states about FIRA or FIRC. A FIRA is used as proof of export for GST refunds and income tax records, so confirm it is issued for every payment.

Do I need an RBI-authorised platform to receive export payments?

Export proceeds must come in through banking channels, and RBI authorises payment aggregators for cross-border payments. Each platform's RBI status is listed as the platform or RBI states it. Check RBI's published list before relying on any platform's own claim.

Is a bank wire cheaper than these platforms for collecting global revenue?

A bank wire often carries an intermediary charge, a receiving bank fee and a wider conversion margin than the mid-market rate. Compare the INR your bank actually credits on a past payment with the INR table on this page to see the difference for your invoices.

Can I use more than one platform at the same time?

Yes. Many exporters use one platform for large invoices and another for small or card payments. Each platform issues its own FIRA or FIRC records, so keep them together for GST and income tax filing and reconcile them with your invoices.

How often is this ranking updated?

The ranking recalculates whenever the reference rate changes, and platform fees are re-checked when a pricing change is found or reported. The page shows the date fees were checked, currently 30 Sept 2026, and the date of the reference rate used.