How Do You Withdraw Amazon Global Selling Earnings to India in 2026?

1. Register on Amazon Global Selling with an ID proof, a business licence such as a GST number or business PAN, address proof and a credit or debit card enabled for international transactions.
2. Complete Seller Identity Verification. Amazon says the review can take up to 2 business days after it receives your documents.
3. Complete the tax interview in Seller Central. As a non-US seller, your answers generate Form W-8BEN (individuals) or a W-8BEN-E (entities).
4. Add your Indian bank account as a new deposit method in Seller Central, selecting India as the bank location and entering the account holder's name and account details.
5. Use an account whose holder name matches your business name, or the proprietor's name for a sole proprietorship, and keep a bank statement from the last 180 days ready for verification.
6. Assign the deposit method to each Amazon store you sell on so ACCS converts each store's currency to INR.
7. After the first disbursement, download the FIRA (HSBC for ACCS payouts, or the Seller Wallet Transaction reports tab for wallet transfers) and give it to your AD bank, which records the remittance in EDPMS and issues the e-FIRC.

Amazon Global Selling does not publish full fees for its withdrawal methods, so INR amounts are not calculated. The methods table above lists every fee it does publish.

Amazon charges Global Selling exporters a referral fee on each item sold, plus a selling plan fee, before any payout. Most referral fees are between 8% and 15% of the total price. The Professional plan costs $39.99 a month. For example, a $40 item in a 15% category carries a $6 referral fee before fulfilment costs.

Amazon Global Selling earnings need a US tax interview, Indian GST records and Indian income tax filing. Non-US sellers complete the tax interview, which creates Form W-8BEN. Exports of goods are zero-rated under GST. Amazon's fees come from overseas entities, so reverse charge rules may apply. Income is taxed in India under the Income-tax Act, 2025.

• W-8BEN: Amazon says foreign sellers must complete the tax interview, and IRS rules require non-US taxpayers to provide Form W-8BEN to be exempt from US tax reporting. The IRS describes Form W-8BEN for individuals and Form W-8BEN-E for entities. See W-8BEN for Indian freelancers and W-8BEN-E for Indian companies.
• GST on exports: Goods exported from India are zero-rated supplies under IGST Act section 16. A registered exporter can ship without paying IGST under a Letter of Undertaking in Form GST RFD-11 filed under CGST Rule 96A. See LUT filing.
• GST on fees: Referral, plan and ACCS fees are charged by Amazon entities outside India. Tax on services in categories notified under IGST Act section 5(3) is paid by the recipient on reverse charge. Confirm with your GST adviser how this applies to your registration.
• Income tax: The Income-tax Act, 2025 replaced the 1961 Act from 1 April 2026, with the tax year concept applying to income earned from FY 2026-27. The presumptive schemes, including old section 44AD for small businesses, are consolidated in section 58 of the 2025 Act.
• TDS: Amazon's India help page on Global Selling payouts does not describe any Indian TDS on disbursements. Check your annual tax statement for any credit, and keep the FIRA and e-FIRC for each disbursement with your books.

• ACCS payouts: For disbursements sent through ACCS to an Indian bank account, HSBC India makes a Foreign Inward Remittance Advice (FIRA) available within 2 business days, free of charge, for up to 1 year, as stated on Amazon's Selling from India page.
• e-FIRC: HSBC India emails the remitter name, remitting bank, credit reference and purpose code to your AD bank by the following Monday (Selling from India). Your bank records the IRM in EDPMS and issues an e-FIRC for each disbursement. Under Regulation 5 as amended on 22 September 2026, FBA stock must be realised within nine months of the sale date from the warehouse abroad. FIRA is a bank document name and is not defined in the FEMA regulations. See FIRC vs FIRA vs e-BRC and ecommerce export rules.
• Wallet and PSP: HSBC India does not share remittance details for sellers who use a non-Indian bank account and manage disbursements outside Amazon. For Seller Wallet transfers to India, Amazon says you can download a FIRA from the Transaction reports tab, and your bank can trace the transfer by its UTR number (Seller Wallet transfers to India). For provider accounts, ask the provider.
• Purpose code: Goods export receipts use codes in the P01 group of the RBI purpose code list, such as P0102 "Realisation of export bills (in respect of goods) sent on collection (full invoice value)". Check that the code on your FIRA matches a goods export. See purpose code for export of goods.

• Payout on hold: New sellers often see all funds held under the standard delivery date reserve of 7 days after delivery (DD+7), and Amazon can extend it after a risk review (payments based on delivery date). Use an integrated carrier so Amazon records the actual delivery date, choose faster delivery and keep account health in good standing.
• Name mismatch: The bank account name must match the business name, or the proprietor's name for a sole proprietorship (registration guide). Fix the account name with your bank or add a matching account, then submit a statement from the last 180 days.
• Unapproved PSP: If your deposit method is a provider account outside Amazon's program, Amazon will ask you to switch and may hold disbursements until you do (acceptable bank accounts). Amazon also cannot pay to a credit card or an online payment system such as PayPal (how Amazon transfers payments).
• Missing money: Money can take up to five business days to reach your bank after Amazon starts the payment. If it is later, give your bank the Trace ID from Manage payouts (why didn't I get paid). The first ACCS payment after a bank account change can be held up to 14 days (ACCS FAQ). A failed ACCS disbursement is converted at the rate on the day it is re-sent.
• Reserve balance: An account level reserve keeps funds back to cover claims or chargebacks, so the payout can be lower than your balance (when will I be paid). Resolve claims and chargebacks quickly to reduce it.

Rules and rails are linked to official sources below with the dates they were checked. Platform figures come from each platform's own pages, checked on 30 Sept 2026 or later, and RBI authorisation was checked against RBI's published list. Rates are XE live mid-market rates, dated 3 Nov 2026. The method is on the methodology page.

1. Amazon: Amazon Currency Converter for Sellers (ACCS), Volume-based pricing: below $100,000 1.50%; $100,000 to $500,000 1.50%; $500,000 to $1,000,000 1.25%; $1,000,000 to $10,000,000 1.00%; $10 million+ 0.75%. Funds generally arrive in 1 to 5 business days. Exchange rate applied by third-party service provider on the day the transfer is initiated; for failed disbursements, the day it is re-initiated. (checked 8 Oct 2026)
2. Amazon Seller Central Help: Amazon Currency Converter for Sellers (ACCS) FAQ, Tiered service fee shown in Payments dashboard; tiers based on trailing 12-month cross-currency net proceeds across all stores; volume-based fees available for all ACCS stores except Amazon.com.br; average payment speed 2 to 5 business days; first payment after bank change may be delayed up to 14 days; disbursements in local currency of the bank account's country; newspaper rates reference inter-bank rates. (checked 8 Oct 2026)
3. Amazon Seller Central Help: Selling from India, HSBC India FIRA for ACCS disbursements to an India bank account, free, available within 2 business days and for 1 year; HSBC emails remitter, bank, reference and purpose code to the AD bank by the subsequent Monday; AD bank records in EDPMS, gets IRM and issues e-FIRC; separate e-FIRC per disbursement; HSBC does not share details for non-Indian bank accounts. (checked 8 Oct 2026)
4. Amazon Seller Central Help: Countries, regions, and currencies supported by Amazon for disbursement, India: INR. Disbursements only in the local currency of the country where the bank account is located. (checked 8 Oct 2026)
5. Amazon Seller Central Help: Acceptable bank accounts and payment service providers, Proceeds to a bank account issued by a deposit-taking bank or by a PSP in Amazon's Payment Service Provider Program; non-participating PSP must be switched and disbursements may be held; PSP checks may delay disbursements. (checked 8 Oct 2026)
6. Amazon Seller Central Help: How Amazon transfers payments, Payment by ACH or electronic funds transfer; up to five business days; cannot pay to a credit card or online payment system such as PayPal. (checked 8 Oct 2026)
7. Amazon Seller Central Help: Payments based on delivery date, Standard reserve period is 7 days after delivery date (DD + 7); may be extended after risk assessment; new sellers may see all funds in reserve. (checked 8 Oct 2026)
8. Amazon Seller Central Help: When will I be paid?, Account level reserve covers claims or chargebacks; up to five business days after payment is initiated. (checked 8 Oct 2026)
9. Amazon Seller Central Help: Why didn't I get paid?, Up to five business days after deposit is initiated; track payments with the Trace ID in Manage payouts; settlement periods. Payout period is 14 days (New Seller Central). (checked 8 Oct 2026)
10. Amazon Seller Central Help: Seller Wallet, Eligibility: seller account for the US store in good account health, proof of business establishment and local phone number in a supported country; USD Seller Wallet supports the US store. (checked 8 Oct 2026)
11. Amazon Seller Central Help: Seller Wallet supported countries and currencies, Transfers to bank accounts in listed countries in local currency, including India: INR. (checked 8 Oct 2026)
12. Amazon Seller Central Help: Seller Wallet transfer and fees, Free to open, maintain and transfer domestically; international transaction fee 1.50% below $500,000, 1.25% $500,000 to $1 million, 1% $1 million to $10 million, 0.75% above $10 million; no hidden fees or markups added to the bank service provider's exchange rate; guaranteed rate locked for two minutes. Only proceeds from the US store can settle into Seller Wallet; funds do not accrue interest. (checked 8 Oct 2026)
13. Amazon Seller Central Help: Seller Wallet transfers to India, J.P. Morgan Chase Bank N.A., New York branch transfers INR to Indian bank accounts through J.P. Morgan India; Indian bank issues the e-FIRC; FIRA downloadable from the Transaction reports tab in Seller Wallet; bank can reference the advice using the UTR number. (checked 8 Oct 2026)
14. Amazon Seller Central Help: United States Tax and Regulatory Considerations, Foreign sellers must complete the tax interview; IRS regulations require non-US taxpayers to provide Form W-8BEN to Amazon to be exempt from US tax reporting requirements. (checked 8 Oct 2026)
15. Amazon Global Selling India: Pricing (North America), Most referral fees are between 8% and 15%; Individual plan $0.99 per item sold; Professional plan $39.99 per month; proceeds deposited directly into your bank account. (checked 8 Oct 2026)
16. Amazon Global Selling India: Registration guide, Accepted business licences include GST number and business PAN; address proof if not on licence; debit or credit card with international transactions enabled; bank statement issued within last 180 days; bank account name must match business name or sole proprietor's name; Seller Identity Verification review can take up to 2 business days. (checked 8 Oct 2026)
17. Foreign Exchange Management (Export and Import of Goods and Services) Regulations, 2026, Notification No. FEMA 23(R)/2026-RB (as amended up to 22 September 2026), Reg 3(1): goods EDF at time of export, deemed part of shipping bill at EDI ports. Reg 4(2): EDPMS closure; up to Rs 10 lakh on exporter declaration. Reg 5(1)(a)-(b): nine months from shipment, or from sale date for goods exported to a warehouse outside India; twelve months if invoiced or settled in INR; AD bank may extend. (checked 8 Oct 2026)
18. Foreign Exchange Management (Export and Import of Goods and Services) (Amendment) Regulations, 2026, Notification No. FEMA 23(R)/(1)/2026-RB (22 September 2026), In regulation 5(1), 'fifteen months' replaced by 'nine months' and 'eighteen months' by 'twelve months'. (checked 8 Oct 2026)
19. RBI A.P. (DIR Series) Circular No. 84 (2012), FETERS purpose codes for receipts, P0102 Realisation of export bills (in respect of goods) sent on collection (full invoice value); P0103 Advance receipts against export contracts (export of goods only). (checked 8 Oct 2026)
20. IGST Act, 2017, Section 16: Zero rated supply, Section 16(1)(a) and 16(3): export of goods is a zero rated supply; supply under bond or Letter of Undertaking. (checked 8 Oct 2026)
21. CGST Rules, 2017: Rule 96A, Rule 96A(1): export without payment of integrated tax under bond or Letter of Undertaking in FORM GST RFD-11. (checked 8 Oct 2026)
22. IGST Act, 2017, Section 5: Levy and collection, Section 5(3): tax on notified categories of supply paid on reverse charge basis by the recipient. (checked 8 Oct 2026)
23. Income Tax Department: Objective and scope of the new Income-tax Act, 1961 Act repealed on 01.04.2026; tax year concept applies from 1 April 2026 (income from FY 2026-27); presumptive taxation schemes, including section 44AD, consolidated into section 58. (checked 8 Oct 2026)
24. IRS: About Form W-8 BEN (Individuals), Give Form W-8 BEN to the withholding agent or payer if you are a foreign person and the beneficial owner of an amount subject to withholding. (checked 8 Oct 2026)
25. IRS: About Form W-8 BEN-E (Entities), Certificate of Status of Beneficial Owner for United States Tax Withholding and Reporting (Entities). (checked 8 Oct 2026)