What Is the CHF to INR Rate Today?

Skydo gives the highest INR on CHF 5,000 today among the platforms with full published pricing for CHF. The table ranks those platforms by INR received, then lists other platforms that accept CHF, which are never ranked. Fees were checked on 30 Sept 2026.

Swiss clients usually pay by SWIFT transfer, in CHF or after converting to USD or EUR. Your AD bank then converts the francs to rupees or credits an EEFC account if it offers one in CHF. FEMA export rules require service payments within nine months of invoice.

Over the last year the CHF to INR reference rate ranged from ₹109.46 to ₹122.74. The chart uses European Central Bank reference rates, one point per ECB working day.

Each row applies the platform's published fee, FX markup and 18% GST on the fee to the mid-market rate of ₹116.03 for 4 Nov 2026.

A CHF to INR conversion carries a margin on top of the mid-market rate. If the client's bank first converts francs to US dollars, a second spread is added before your AD bank converts dollars to rupees. Receiving francs and converting once in India limits this to one spread. Ask your bank which rate it quotes.

Say a bank converts CHF 5,000 at a TT buying rate 1.5% below the mid-market rate of ₹116.03. It credits about ₹5,71,431 instead of ₹5,80,134, a difference of ₹8,702 before any fees. The 1.5% is an illustration, not a quote from any bank.

Search engines show the mid-market rate, the midpoint between buying and selling prices. A card rate is a bank's own rate for card transactions, and a TT buying rate is the rate a bank pays when it buys foreign currency received by wire. Both sit below the mid-market rate.

The Swiss franc is not pegged, and its exchange rate is set in the market. The Swiss National Bank steers monetary conditions by setting the SNB policy rate, aiming for Swiss inflation below 2% a year. The SNB says it may buy or sell foreign currency against francs to fulfil its mandate, which can influence the franc's value.

• Interest rates: The SNB reviews its policy rate at quarterly monetary policy assessments and can also act between them. Swiss rates are often lower than elsewhere, which the SNB explains as one reason for the franc's long-run strength.
• Risk sentiment: The franc is known as a safe haven. The SNB notes that it gained sharply during the global financial crisis and the European debt crisis, when investors sought stability.
• SNB intervention: The SNB may buy or sell foreign currency against francs to fulfil its monetary policy mandate. News from its policy assessments can move CHF.
• Inflation gap: The SNB defines price stability as Swiss CPI inflation of less than 2% a year. When inflation abroad rose from mid-2021, the SNB let the franc appreciate to a certain degree to limit imported inflation.
• RBI action: CHF/INR also moves with the rupee itself. Changes in USD/INR caused by Indian rates, inflation or RBI market operations feed directly into the cross rate.

Many exporters convert CHF at spot on receipt or hold it briefly in an EEFC account. Forwards in CHF/INR are allowed through AD banks, but CHF is absent from the INR currency pairs traded on Indian exchanges, so ask your bank whether it quotes a direct CHF/INR forward. Limit orders depend on the bank.

• Spot: Converts the francs on the day they arrive at your AD bank's card or negotiated rate. It is simple and suits regular, small invoices.
• Forward: AD banks may offer deliverable forwards involving INR for hedging. A user may hedge contracted exposure up to USD 100 million equivalent across banks without first proving it, and may cancel and rebook freely, under RBI Master Direction on Risk Management and Inter-Bank Dealings. Exchange-traded INR futures and options in India cover only USD, EUR, GBP and JPY against the rupee.
• Limit order: Some AD banks will convert when CHF/INR reaches a target you set. Availability and minimum amounts vary by bank, so confirm before relying on it.
• EEFC holding: An EEFC account can hold up to 100 percent of export earnings in foreign currency and pays no interest. Each calendar month's credits must be converted to rupees by the last day of the next month, after approved uses or forward commitments, under para 3.1 of RBI Master Direction on Deposits and Accounts.

• Invoice in CHF: Billing a Swiss client in francs avoids a conversion at the client's bank, so only one spread applies in India.
• Compare quotes: Check the CHF/INR rate your AD bank applied against the mid-market rate shown on this page on the same date.
• Ask about charges: SWIFT transfers can carry sender, intermediary and receiving bank charges. Agree with the client who pays which charges, and put it in the contract.
• Batch payments: Bank margins are often tiered by amount. Receiving fewer, larger payments may get a narrower margin than many small ones.
• Watch SNB dates: The SNB holds quarterly policy assessments. Large CHF moves can follow these decisions, so avoid converting big amounts just before one unless you have hedged.

Compare platforms side by side on the compare page, or check every currency on the currency convertor.

• Feed: XE live mid-market rates, published live; this site refreshes it every 15 minutes. The page refreshes at most hourly.
• Markup: Markup is the gap between a platform's rate and the mid-market rate, taken from each platform's own published pricing. GST of 18% applies to fees where the platform says so.
• Stale data: If the feed fails, the page shows no rate and pauses the calculator rather than showing an old rate as current.
• Method: The full formula is on the methodology page.

Rates come from XE live mid-market rates, dated 4 Nov 2026. Platform pricing was checked on each platform's own pages on 30 Sept 2026 or later. Currency facts are linked to official sources below.

1. XE live mid-market rates (checked 4 Nov 2026)
2. Swiss National Bank: Monetary policy, The SNB implements its monetary policy by setting the SNB policy rate (checked 8 Oct 2026)
3. Swiss National Bank: Implementation of monetary policy, Foreign exchange market interventions: the SNB may purchase and sell foreign currency against Swiss francs (checked 8 Oct 2026)
4. RBI: Foreign Exchange Management (Export and Import of Goods and Services) Regulations, 2026, as amended by FEMA 23(R)/(1)/2026-RB of 22 September 2026, Regulation 5(1)(a): export value of services to be realised and repatriated within nine months from the date of invoice (checked 8 Oct 2026)
5. Swiss National Bank: What determines the Swiss franc exchange rate?, Lower Swiss interest rates and the franc's reputation as a safe haven in times of high uncertainty; from mid-2021 the SNB allowed the franc to appreciate to a certain degree to limit imported inflation (checked 8 Oct 2026)
6. Swiss National Bank: The SNB's monetary policy strategy, Price stability defined as CPI rise of less than 2% per annum; monetary conditions determined by the interest rate level and exchange rates; SNB may use additional measures to influence the exchange rate; the SNB holds quarterly monetary policy assessments and may adjust policy between them (checked 8 Oct 2026)
7. RBI Master Direction - Risk Management and Inter-Bank Dealings (updated as on 1 October 2026), Directions 2.2 to 2.4 for OTC transactions: forwards for retail users, deliverable INR derivatives for hedging, USD 100 million contracted exposure without establishing exposure, free cancel and rebook; para 3.2: exchange-traded INR pairs are USD-INR, EUR-INR, GBP-INR and JPY-INR (checked 8 Oct 2026)
8. RBI Master Direction - Deposits and Accounts (updated as on 2 September 2026), Para 3.1: EEFC credits up to 100 percent of foreign exchange earnings; non-interest bearing; accruals in a calendar month converted into rupees by the last day of the succeeding month after approved uses or forward commitments (checked 8 Oct 2026)