What Are Dodo Payments Fees in India in 2026?

Dodo Payments fees for Indian users, as published on Dodo Payments's own pricing pages and checked on 30 Sept 2026.

Dodo Payments charges through a receiving fee, an FX markup on conversion and, in some cases, payout or fixed fees.

• Transaction fee: 4% + 40c per card or wallet sale, +1.5% for cards and APMs outside the US, +0.5% for subscriptions, +3% for BNPL or PayPal, all calculated on the total including sales tax; ACH and SEPA direct debit 1.5% (capped $15 or EUR 15); India INR cards and UPI 4% + 15c (+international payment fees); payout fee $5 below $1,000, $25 for USD SWIFT payouts to non-US businesses
• FX markup: No INR conversion by Dodo: payouts are sent in USD, GBP or EUR and the receiving Indian bank converts at its own rate; the pricing page says standard FX applies on non-USD settlements, and the 2-4% Adaptive Currency FX fee is charged to the buyer at checkout, not on the payout
• Withdrawal fee: Net revenue (after tax, Dodo fees, refunds and disputes) is paid from the USD, GBP or EUR wallets to a bank account in the merchant's own name. Per the payouts documentation, each payout account is registered for a currency and transfer method: an international SWIFT wire is typically credited in USD with the USD SWIFT payout fee ($25 on the pricing page) deducted, a local bank transfer is credited in local currency with no per-wire fee, and a Payoneer receiving account is treated as a regular bank account. Available methods vary by country and the documentation does not say whether a local INR route is offered for Indian accounts. A $5 fee applies to payouts below $1,000. When a USD transfer reaches an INR account, the Indian bank converts at its own rate and it and any intermediary banks may deduct charges that do not appear on Dodo's payout invoice.
• GST: Not confirmed. Dodo states it calculates and applies GST on customer sales for Indian merchants based on the customer's location; whether GST is added to Dodo's own fees is not stated on official pages.

Calculation basis: Not modelled. Dodo Payments is a merchant of record for digital products: it charges a percentage on each customer sale (4% + 40c, plus 1.5% for cards and APMs outside the US and 0.5% for subscriptions, calculated on the total amount including sales tax), not a fee on an incoming USD bank transfer. Payouts leave Dodo in USD, GBP or EUR (the INR payout wallet is discontinued), and its payout documentation says the receiving bank converts on arrival at its own rate and may add its own and intermediary charges, so Dodo publishes no INR conversion rate or markup. Whether a local-currency transfer route is offered for Indian bank accounts is not stated, and GST treatment of Dodo's fees for Indian merchants is not stated. A complete fee model for a USD payment converted to INR therefore cannot be built.

Dodo Payments's fee depends on how your client pays. Methods not listed are not supported or not published for Indian users.

Published FX markup: No INR conversion by Dodo: payouts are sent in USD, GBP or EUR and the receiving Indian bank converts at its own rate; the pricing page says standard FX applies on non-USD settlements, and the 2-4% Adaptive Currency FX fee is charged to the buyer at checkout, not on the payout. The markup is the difference between the mid-market rate and the rate Dodo Payments applies when converting to INR.

Not confirmed. Dodo states it calculates and applies GST on customer sales for Indian merchants based on the customer's location; whether GST is added to Dodo's own fees is not stated on official pages.

The table shows each charge line by line at the XE mid-market rate for 4 Nov 2026.

• Refund: $1 per refund
• Dispute: $30 per dispute
• Visa RDR: $18 per dispute
• Ethoca alert: $27 per alert
• Dispute deflection: $15 per deflection
• Payout under $1,000: $5
• USD SWIFT payout (non-US businesses): $25
• Bring your own processor: 0.5%
• Abandoned cart recovery, subscription dunning and payment retries: 5% of the recovered amount

• Payment method: Ask clients to pay by local bank transfer to your account details, which usually costs less than cards, wallets or Swift wires.
• Invoice size: Where a platform charges a flat fee per payment, fewer and larger invoices lower the cost as a share of revenue.
• Conversion: Compare the rate offered with the mid-market rate on the day, because the FX markup is often the larger cost.
• GST: Keep the platform's tax invoices, since GST paid on fees may be claimable as input tax credit if you are GST registered.

Platforms are ranked by the INR received on a $5,000 invoice, with Dodo Payments included.

Fees were checked on Dodo Payments's own pages on 30 Sept 2026. INR figures use the XE mid-market rate for 4 Nov 2026. The formula is on the methodology page.

1. Dodo Payments Pricing, Domestic (USA) cards and wallets 4% + 40c; International +1.5%; BNPL +3%; PayPal +3%; Domestic (India - INR) 4% + 15c +international payment fees; ACH 1.5% capped at $15, SEPA 1.5% capped at EUR 15, replaces the card fee; bank push transfers priced as standard transactions; Payouts free, fee of $5 if payout <$1000, standard FX applicable on non-USD settlements; USD SWIFT payouts $25; Adaptive Currency 2-4% FX fee charged to customer (checked 7 Oct 2026)
2. Dodo Payments Docs: Payouts Process, Bi-monthly payout dates 18th and 4th, weekly 11th/18th/25th/4th, monthly 11th; your bank converts the transfer on arrival at its own exchange rate; USD default threshold $100, lowest $50; INR native wallet discontinued; International SWIFT wire: USD SWIFT payout fee, deducted from the payout; Local bank transfer: none; payout fee is $5 for payouts below $1,000 (checked 7 Oct 2026)
3. Dodo Payments Docs: Balances, Three native wallets: USD, GBP, EUR (checked 7 Oct 2026)
4. Dodo Payments Docs: FAQ, Q31 GST for Indian merchants; Q35 PAN or GST; Q84 USD, GBP and EUR payout currencies, INR no longer a native payout wallet; Q99 bank and intermediary charges; Q100 payouts usually take 1-2 business days (checked 7 Oct 2026)
5. Dodo Payments Docs: Account Verification (checked 6 Oct 2026)
6. Dodo Payments Docs: Merchant of Record Introduction, Transaction fees are calculated on the total amount including tax, using standard pricing (example: 4% of $230, 1.5% international, $0.40 fixed) (checked 7 Oct 2026)
7. Dodo Payments Docs: Merchant Acceptance Policy (checked 6 Oct 2026)
8. Dodo Payments Docs: Accepted Countries and Territories (checked 6 Oct 2026)
9. Dodo Payments Terms of Use, Preamble naming group companies (checked 6 Oct 2026)